Knowing about student loans and everything around it is important for those who are preparing themselves for the real world on their own. If you don’t know how to dot the i’s and cross the t’s when it comes to student loans, you might end up in debt before you even start earning.
But, learning with practical examples helps you succeed, especially with financing and student loans. And, the most commonly asked question surrounding it is where do I find my student loan account number. So, don’t beat yourself up for asking simple but important questions like these.
Student loan account numbers are used in official correspondence. It helps with identification metrics for borrowers. If you are just getting started with your repayment period, knowing and remembering your account number is just the first step.
How to find student loan account number
Student loan account number is a ten digit number that is easily accessible on a statement or in the main section of your online account profile. But, there are many other ways to find your account number as explained below.
Billing statement
You receive a billing statement each month to repay your loan. On your billing statement, your “account number” is listed in plain sight. It is easily identifiable on top of your statement, just like a credit card statement.
Most federal student loan services and Corporate lending and facilitation services feature account numbers on their billing statements to help students find an account number easily.
Online account
Your online account is another way of finding your student loan account number if you have opted out of paper statements. It is not necessary to receive billing statements to repay your loan. You can do so via online account, too.
Thus, an online account is another place where your account number is fairly noticeable. You receive login details and other necessary information regarding the registration of your online account in your email or via snail mail.
Once you login to your online account, several prompts as visible will direct you, step by step, to the main section of your online account.
You can spot your student loan account number on the dashboard or profile near your name and other details.
Customer service
Customer service is meant to answer all your queries related to the loan terms, process, or more, and help you find your account number.
When you receive billing statements via paper, important details about your lender are printed on it. You should be able to find your billing authority’s mailing address, email contact information, and a customer service phone number.
You can choose any of the details to contact them, but for urgent matters and quicker solutions, call the toll free number. Ask your account number and other things such as what is the verification process. You will be asked about the identification information such as name, address, and social security number.
But, be wise enough to not share every information as asked. Fraudulent customer service calls and emails are prevalent. Thus, only share your information over the verified customer service contact details from your online account or billing statement.
Closing statement
These are a few ways to find your account number. However, you can also ask questions regarding your student loan account from your financial aid. Your financial aid refers to college, school, or University, where loan payments are sent.